Our parked car was involved in a Hit & Run accident. Their car was undrivable and abandoned at the scene. There are witnesses! Yay! The owner of the car claims to the detectives they did not hit our car. She lives a block away from us and works in our industry. Our Insurance company (AAA) is moving slowly. Now what? It's complicated. Snowflakes inside.This is a two part question. Part Human Relations and part Law and Government. The facts: A newer, higher end brand and model car hit our parked car. Our neighbor witnessed the accident. Her car was not drivable afterwards. She spoke to our neighbor, seemed to be calling for help on her cell, he went to get pen and paper to get her insurance info - she disappeared and did not return to her vehicle, which was impounded by the police 4 hours later. The registration for the car is in an adjacent neighborhood, but the car itself has a parking permit sticker for our neighborhood. Interwebs give us two different addresses for the owner - one in the adjacent neighborhood that matches the registration, one a block away from our house that likely matches the parking permit. Yes, the police have the info from the parking sticker. The owner of the car went into the police station and claimed, she did not hit our car. We don't know if she has a lawyer. Google has given us this woman's addresses, her business info, and Facebook. We checked with the businesses on the corner about their surveillance video of the parking lot near the accident site - poor quality video shows someone resembling the owner of the car getting into a vehicle that matches the shape and color of the car that hit ours minutes before the accident, but the license plate is unclear. The parking sticker placement matches the car that hit ours. Another business may have better video, but the police and our insurance company will have to make a formal request for that. Meanwhile... We've casually been inquiring of people walking their dogs in the neighborhood, and identified someone who likely witnessed the exchange between the driver and our neighbor before she ran off. Is it OK to put up signs asking for additional witnesses, which are needed at this time? Additionally, it turns out this person works in our industry and holds a high executive position, where we are small business owners. Plus, whether she lives a block away or just up the hill in a different parking district, we still all go to the same market, gym, coffee shops, etc.. It's likely our paths have crossed, that we know people in common, or that she has been a customer of ours once or twice. If she had just given our neighbor her insurance info, none of this legal stuff would have happened. Now, we have to pursue the criminal hit & run case if we want to get our car fixed under our uninsured motorist policy, or take this person to small claims court, since we only had basic liability on the car that was hit. The damage is $4,000 to repair. Our car is worth between $4,000 and $5,000, depending on BlueBook and claims adjusters. Our car was the top of the line for its make and model year, but has high mileage. We do not know what to do. If this goes under our "uninsured motorist" coverage, our very good insurance company (with which we have full coverage for our second vehicle) will become our adversary. When should we get a lawyer? $4,000, with no physical injuries, seems not worth a lawyer. Yet, we are looking at a situation where our car has lost considerable value, regardless. I'm tempted to paper the neighborhood with requests for witnesses, both so that she will see them, and that it will support our claim. That's the human relations part, and the law and government part. If we have her insurance info, we won't need to press charges on the hit & run. We've never been involved with a hit & run before. What is your experience and best advice? Thank you.
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